The paycheck is supposed to be deposited on a certain day, but it often doesn't show up in the account until the next day, or occasionally even the second day. This would mean that an auto-payment would hit the account when the balance wasn't enough to cover it, incurring large fees, which would make the balance even lower, etc., etc. It's easier to just pay the damn bills manually, either by mailing a check or by paying online.
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